Terms and Conditions

The SkylightPaycard is a prepayment card designed for everyday use. In order to use the card, you must sign the signature panel on the reverse.


Your acceptance of your SkylightPayCard and your agreement to the Cardholder Agreement will be presumed if you perform any of the following:

Submit an order and get the card mailed to you;

Put your signature on the reverse of the Card.

Initiate Card Use or (c)

Using the card (d).

Terms and Conditions

  • Your Card is not a credit card but rather a means of electronically accessing the funds in your account. You understand and agree that the maximum amount you can spend using your Card is the sum of the money that have been credited to your Card by Your Company and/or payments that have been received from you (if we allow you to use your Card to add funds).
  • Your Card will be useless until you activate it. A card and a PIN will be issued to you for your safety and ease of use (PIN).
  • Plus, your Card may be used at any of the 20,000+ Interlink-affiliated stores and restaurants in the United States. With the Interlink Card, you may be eligible for cash back at select merchants. You can reach customer care, change your PIN, check your balance and transaction history, and make other requests by dialling the toll-free number printed on the back of your Card or supplied to you by your card issuer.
  • Your Card allows you to withdraw up to $1,000.00 every calendar day at any ATM or POS terminal accepting your specific card type.
  • Every time you make a purchase with your Card, the balance on your Card will be decreased by that amount. Individual or cumulative charges cannot exceed the amount available on the Card.
  • If you are due a refund for something you paid for with a Card, that refund will be applied to the Card rather than being issued in cash.
  • Fees and charges shown on your Fee Schedule can be deducted from your Card balance by Skylight Financial.
  • Visa will automatically convert any transactions made using a currency other than U.S. dollars to dollars before they are processed.